Personal Finance, Budgeting, and Investing

Top 12 Ways to Save During the Holiday Season

Top 12 Ways to Save During the Holiday Season

The holiday season is quickly approaching once again, which is very exciting to most people. However, along with holidays and getting to see distant relatives comes having to buy gifts. Sadly, many people are under the impression that they need to spend hundreds, if not thousands, of dollars on buying gifts for their friends and family members. There are several...

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Fishing for Money (Ways to Earn Extra Money)

fishing for money

Depending on one’s situation, sometimes one job isn’t enough.  Therefore in order to make ends meet, you may need to moonlight or freelance.   There are a variety of ways to earn extra money.  First, one has to do a personal assessment of one’s job skills, resumes, contacts, and of work available both locally and online. Side jobs can be for...

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Five Things to Know About Compound Interest and Savings

Senior Couple Walking Along Beach

Thinking about retirement can be very exciting for some people, but it would be safe to say that more people than not are actually pretty worried about how they are ever going to save up enough money to retire. Let’s face it, most people do not make a million dollars per year from the first year they enter their career...

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Credit, Debit or Prepaid: Which Card is Best for You?

Who carries around all this cash?

When given the choice, most people would undoubtedly choose to pay cash instead of financing for a couple of reasons. First of all, paying cash will prevent them from having to pay any interest on the amount borrowed. The other advantage is that paying cash makes it easier for most people to keep track of how much they are spending....

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Get started on a roadmap to savings for rainy days

Saving for a rainy day

A number of things can be done to save money for a rainy day.  First, you must assess what services and which things you actually need.   Then look over which services are redundant.  From there, certain lifestyle changes can actually create big savings.  Unless you have some special reason why you must have a big brand item, avoid the most expensive brands.  Also avoid buying...

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