Personal Finance, Budgeting, and Investing

Payday Loans In The United States And How They Work

In the United States, a PayDay Loan is a small advance availed against one’s monthly salary. The loan doesn’t have much to do with the borrower’s payday, as much as it has to do with the borrower’s need. PayDay loan legislation varies in every US state. Here’s what you need to know about PayDay Loans in the US and how...

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Why A Payday Loan Is Good For Your Emergency Fund Needs

There are many situations in life when we could all use a leg up, financially speaking. However, when we are in urgent need of funds and cannot approach banks, life can really become testy. That’s when a PayDay loan can be a blessing, when there’s no other way out of an emergency. You Can Get A PayDay Loan Despite Bad...

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Blogging and Personal Finance with Satrap


Upon immigrating to the US, Satrap tried making a living in various ways from CPA, to his current day job, hardwood floor installer.  In the process, he learned quite a bit about personal finance and decided to blog about it.  After putting in a lot of hard work into his blogging activities, became his main source of income.  One...

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Financial Restoration with Bob Lotich


Bob Lotich is a former banker with a degree in business administration.  After hitting rock bottom financially, Bob restored himself to financial health.  He is a strong advocate of making yourself debt free.  Bob uses a number of biblical verses as the source of inspiration for his words of wisdom on personal finance.   *Can you talk about how you got started in...

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The Importance of Insurance to Financial Health


Maintaining good financial health is more than just budgetting and saving.  Even one with a comparatively good savings rate can be wiped out by any number of disasters.  Issues such as medical problems, fires, theft, car accidents, and natural disasters can destroy the savings of even the best savers.  So its important to assess risks and have as much coverage...

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