Personal Finance, Budgeting, and Investing

US Consumer Debt Statistics and Trends 2012

Consumer Debt are debts that are owed as a result of purchasing goods that are consumable and/or do not appreciate. Infographic by The Credit Examiner   To Publish this Image on your Blog or Website . Copy this code Infographic by- The Credit Examiner In total, American consumers owe: $11.38 trillion, a decrease of 2.95% from last year $852 billion...

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Overspending in America – Statistics and Facts

52% of Americans are spending more than they earn, out of which 21% regularly have monthly expenses in excess of their income, only 13.5 percent adjust their spending the following month to get their finances back on track. For more such interesting facts, check our infographic on Overspending in America Infographic by The Credit Examiner To Publish this Image on...

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How to decide if payday loans are good for you

A lot of people need money. After all, the economy isn’t in the best state and people have a lot of bills to pay. If you have gotten behind on your bills and you don’t have any money to pay them with, you’re probably looking for a quick solution. If you need money right now and can’t wait until you...

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Arguments for and against payday loans

If you know that you have a lot of bills to pay in the upcoming months, it is important to think about how you are going to pay them. Many people know that they do not have enough money to pay their bills and they’re looking for potential ways to alleviate their financial hardship. Many people use payday loans to...

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10 alternatives of payday loans

There are a lot of people that need cash now. Unfortunately, many people only get paid once or twice a month. If you have a lot of bills that need to be paid, you might be looking for ways to get your money today. There are a lot of options available to consumers who need access to cash instantly. One...

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